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ACAMS CAMS7 中文 Exam Syllabus Topics:

SectionWeightObjectives
Global Anti-Financial Crime Frameworks, Governance and Regulations24%- Regional and national regulations
  • 1. USA PATRIOT Act and extraterritorial laws
  • 2. EU AML Directives
- Governance, accountability and ethics
  • 1. Ethical obligations and professional standards
  • 2. Roles of board, senior management and compliance function
- International standards and bodies
  • 1. Basel Committee, Wolfsberg Group, UN conventions
  • 2. FATF 40 Recommendations
Understanding Risks and Methods of Financial Crime26%- Terrorism financing and proliferation financing
  • 1. Distinctions from money laundering
  • 2. Sources and mechanisms
- Money laundering stages and techniques
  • 1. Placement, layering, integration
  • 2. Methods across financial sectors and businesses
- Sanctions regimes and compliance risks
  • 1. UN, EU, OFAC frameworks
  • 2. Risk identification and mitigation
- Financial crime risks and consequences
  • 1. Institutional, individual, economic and social impacts
Tools, Technologies and Investigations22%- Investigation processes and evidence handling
  • 1. Cooperation with authorities and information sharing
  • 2. Case management and escalation
- Technology and systems
  • 1. Cryptoasset and virtual asset compliance
  • 2. Monitoring systems, screening tools, data analytics
- Remediation and response
  • 1. Corrective actions and regulatory engagement
Building and Managing Anti-Financial Crime Compliance Programs28%- Customer due diligence and know-your-customer
  • 1. politically exposed persons and high-risk clients
  • 2. CDD, EDD, beneficial ownership identification
- Audit, testing and continuous improvement
- Training, awareness and internal communication
- Monitoring, reporting and record keeping
  • 1. Suspicious activity reporting (SAR/STR)
  • 2. Transaction monitoring and alert management
  • 3. Legal record retention requirements
- Program framework and policies
  • 1. Risk assessment and risk-based approach
  • 2. Policies, procedures and controls design

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7中文版) Sample Questions:

某機構發現涉及國際匯款的休眠帳戶活動突然增加。
反洗錢團隊首先該做什麼?

  • A. 立即關閉所有休眠帳戶
  • B. 調查前通知交易對手
  • C. 忽略此活動,因為帳戶已過期
  • D. 審查帳戶歷史記錄並調查交易目的
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for PrepAwayExam members. You can sign-up / login (it's free).

一家金融機構的交易監控系統發現,一個小型企業帳戶的國際電匯金額異常高。這些轉帳被送到多個以監管力度有限而聞名的司法管轄區。此外,一名員工在上門拜訪時報告了帳戶持有人的可疑行為,帳戶持有人要求提取大額現金,但並未提供明確的商業理由。作為調查的一部分,合規團隊必須評估此活動是否可疑,並確定適當的後續措施。
在調查過程中,應先採取下列哪個步驟來正確收集資訊並評估交易是否可疑?

  • A. 直接聯絡客戶,詢問大額提現的原因
  • B. 查看帳戶的交易記錄以確定模式,包括電匯的頻率、目的地和目的
  • C. 通知高階管理層並建議因潛在風險而關閉帳戶
  • D. 根據員工的可疑行為報告,立即提交可疑活動報告 (SAR)
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for PrepAwayExam members. You can sign-up / login (it's free).

代理銀行業務被認為是風險較高的銀行業務領域,因為代理銀行交易涉及以下方面:

  • A. 跨國且代表第三方進行
  • B. 可以匿名進行,無需提供受益所有權資訊。
  • C. 主要往返於高風險司法管轄區
  • D. 通常包含的資訊比國內支付資訊少。
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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銀行注意到,由於缺乏標準化的支付資訊格式,區塊鏈交易的標記不一致。
為解決這個問題,交易篩選工具中應該優先考慮哪個功能?

  • A. 定期人工審核區塊鏈相關交易
  • B. 與區塊鏈分析提供者集成
  • C. 僅關注已知錢包位址的基於規則的系統
  • D. 加強對傳統支付資訊的製裁篩檢
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Explanation: Only visible for PrepAwayExam members. You can sign-up / login (it's free).

對現有虛擬資產服務提供者 (VASP) 客戶已完成定期審查。
下列哪些是潛在洗錢活動的跡象? (選擇三項。)

  • A. 市場快速波動,導致標的資產價值快速改變。
  • B. 經常使用攪拌器和滾筒進行持有和交易
  • C. 利用空殼公司進行虛擬資產服務提供者 (VASP) 的存款和提款。
  • D. 從反洗錢法規和框架薄弱的國家接收資金
  • E. 利用點對點網路降低伺服器維護和資料儲存成本
Reveal Solution  Discussion  0

Correct Answer: B,C,D  🗳️

Explanation: Only visible for PrepAwayExam members. You can sign-up / login (it's free).

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