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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) anti-kickback.
B) bundled services.
C) tied benefits.
D) required use.

2. A purchaser on a real estate contract has what interest in the subject property?

A) purchaser's interest
B) equitable interest
C) vendee's interest
D) fee simple interest

3. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) post policy event.
C) standard exception.
D) requirement.

4. The commissioner may refuse to issue a license if the applicant

A) is not a resident of Pennsylvania.
B) has allowed an insurance license to lapse.
C) provided incorrect information on licensing application.
D) is 20-years of age.

5. The process by which a mortgage is enforced against real estate is called a

A) sheriff's sale.
B) forfeiture.
C) non-judicial foreclosure.
D) trustee sale.

Solutions: