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OH-Life-Agent-Series-11-44 PDF Practice Q&A's
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- Total Questions: 107
- Updated on: Oct 08, 2026
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Annuities and Retirement Products | - Annuity basics
|
| Topic 2: Insurance Basics | - Insurance principles and risk management
|
| Topic 3: Life Insurance Concepts | - Life insurance policies
|
| Topic 4: Ohio Insurance Law and Regulations | - State licensing requirements
|
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
What type of insurance is the cheapest option to pay off a 30-year mortgage balance?
- A. Level term insurance.
- B. Variable life insurance.
- C. Increasing term insurance.
- D. Decreasing term insurance.
Correct Answer: D 🗳️
Without written consent, a policyowner CANNOT change the beneficiary If he has named
- A. a contingent beneficiary.
- B. a permanent beneficiary.
- C. a revocable beneficiary.
- D. an irrevocable beneficiary.
Correct Answer: D 🗳️
To receive proceeds from a death benefit, a minor
- A. must be at least 16 years old.
- B. must be related to the insured.
- C. must have an appointed guardian.
- D. can only be named as a contingent beneficiary.
Correct Answer: C 🗳️
Extended term Insurance can be selected under which whole life policy provision?
- A. nonforfeiture
- B. settlement
- C. interest-only
- D. cash value
Correct Answer: A 🗳️
At what age can an Individual begin to receive distributions from an IRA without a tax penalty?
- A. 63 1/2 years.
- B. 59 1/2 years.
- C. 55 1/2 years.
- D. 65 1/2 years.
Correct Answer: B 🗳️
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