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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. All of the following are subject to false advertising regulations EXCEPT

A) letters.
B) gifts.
C) statements.
D) circulars.

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

3. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subrogated to the lien of the insured mortgage.
B) restricted to the lien of the subject mortgage.
C) waived to the lien of the subject mortgage.
D) subordinated to the lien of the subject mortgage.

4. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
B) Nothing is required.
C) Probate the estate of John.
D) Record in the county where the property is located a certified copy of John's death certificate.

5. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) general warranty deed
B) quitclaim deed
C) deed in trust
D) trustee's deed

Solutions: