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we believe that all students who have purchased CA-Life-Accident-and-Health practice materials will be able to successfully pass the professional qualification exam as long as they follow the content provided by our study materials, study it on a daily basis, and conduct regular self-examination through mock exams. Once you unfortunately fail the exam with our CA-Life-Accident-and-Health real test we will provide you with a full refund and the refund process is very simple. As long as you provide your staff with your transcripts, you will receive a refund soon. Of course, before you buy, our study materials offer you a free trial service, as long as you log on our website, you can download our trial questions bank for free. I believe that after you try CA-Life-Accident-and-Health test engine, you will love them.

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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Which nonforferture option uses cash surrender values to select paid-up term insurance for the full face amount of the policy?

A) Extended term insurance.
B) Reduced paid-up insurance.
C) Reduced term insurance.
D) Extended paid-up insurance.

2. Which of the following statements regarding risk is TRUE?

A) Only pure risks are insurable.
B) Both pure and speculative risks are insurable.
C) Neither pure nor speculative risks are insurable.
D) Only speculative risks are insurable.

3. An insured is receiving benefits from a group health plan for a total disability. Which of the following happens if the existing plan is terminated?

A) The insured must apply for Social Security benefits.
B) The insured must apply for individual health coverage.
C) The insured receives benefits from the terminated plan.
D) The insured ceases to receive benefits.

4. A worker is entitled to Social Security disability benefits if all of the following are true EXCEPT the

A) disability is expected to continue for 12 months or result in death.
B) worker is under age 65.
C) worker is insured for disability benefits.
D) worker cannot perform his or her current job, but is actively seeking other employment.

5. For Social Security purposes, a person with 40 quarters of coverage is considered

A) fully insured.
B) partially insured.
C) conditionally insured.
D) currently insured.

Solutions: